National Income Life Insurance Company is a 100% union company.  It is a subsidiary of American Income Life which as served policy owners in North America for half a century.  National Income Life exclusively serves New York State’s union members.  There are offices in Albany, Corning, New York City, Syracuse, Buffalo, Long Island, and Rochester.

Being a 100% union company, National Income Life has access to an established and exclusive market.  That is what distinguishes them from standard insurance companies.  It also lets the company eliminate prospecting and cold calling.

Union members and retirees will be provided with Accidental Death and Dismemberment benefits through National Income Life.  The company also provides the spouses and children of union members with an additional Accidental Death benefit.  Coverage is in effect around the clock, whether on or off the job. There is no cost to the union member for these benefits.

What National Income Life is asking in return is the opportunity to introduce union members to their permanent benefit program.  Members will be contacted through direct mail about benefits that are individually created for each member and their family.  Only the members and retirees who reply through postage-paid response cards will be given information about supplemental benefits.

National Income Life’s goal is to give customers excellent service along with having a long, profitable relationship for both the company and the policy holder.  The company is always striving to get new benefit coverage into the union market.  When these benefits develop, union representatives will be contacted to see if the new benefits are suitable to their members and retirees.

Members can access their account on National Income Life’s website.  They can make changes to their name, address, and miscellaneous information online.  Claim forms are also available on the website.  If there are changes to be made regarding beneficiaries, a form will need to be mailed to the company.  When members sign up for additional benefits, they are able to have their premiums deducted from their bank account.  To set that up, a completed form and voided check will need to be mailed to the company.  Members can also opt to have their premium notice sent to them via E-mail which will allow them to pay their bill online.

National Income Life gives its members a free Child Safe Kit which will hopefully prevent a child from being one of the 800,000 children who are reported missing each year.  The kit is used to safely store important information on a child.  National Income Life members will also receive a complimentary copy of their Family Information Guide which will let members inform their loved ones about their policy.

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